What Should I Do if I’m Hit by an Uninsured Motorist?

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A motor vehicle accident can be shocking enough, but finding out that the other driver is uninsured can take the stress of the accident to an entirely different level. If you are injured or if your car is damaged, it can become expensive to pay the bills. So, what do you do if the other driver is not insured and your insurance will not cover all the expenses?

Insured or Uninsured

In 2012, it was estimated that nearly 15% of California motorists were uninsured. That figure ranked California 13th in the United States. Meanwhile, an unbelievable one-quarter of all motorists in Oklahoma were estimated to be uninsured. If the other driver in your accident is not insured, your own car insurance could take care of all the expenses you incur. However, in some cases this is not enough, especially if you are injured severely.

When you buy your vehicle insurance policy, there is an option to buy uninsured motorist coverage. This will cover your vehicle’s damages as well as medical bills in the case the other driver in an accident lacks automobile insurance. Purchasing uninsured motorist coverage is seen as the ideal and only way to potentially prevent losing thousands of dollars due to an uninsured driver. Getting the best vehicle insurance you can is a step in the right direction, but what happens to the other driver?

Traditional Negligence State

California is a traditional negligence state when it comes to auto accidents. Due to the Golden State’s stance on car collisions, you can file a lawsuit against the person that hit you if he or she does not have auto insurance. In this case, you will need to prove it was the other driver’s fault for hitting you and causing the accident.

Problems with Lawsuits Against Uninsured Drivers

You can already guess the problem with filing a lawsuit against an uninsured driver. If you can prove it was his or her fault and you win your case, it can be difficult, or even impossible, to obtain any compensation.

Catch-22 Auto Insurance

In some cases, drivers who have their automobiles totaled can receive zero in compensation from their insurers. Of course, if the other driver is not insured, you will not receive any money from him or her, either. Your insurer could refrain from paying out due to your policy. It is important to read over the policy when you purchase it.

In a recent case, one man who was injured in a car accident by an under-insured motorist sued his auto insurance company for not paying his medical bills. The under-insured motorist’s policy was not enough to pay for his treatment, which has brought on the lawsuit.

Best Advice

Insurance experts advise buying uninsured motorist coverage to make sure you are protected. Even if you are injured, it may be impossible to receive compensation in court.

Flahavan Law Offices | Thousand Oaks Uninsured Motorist Attorneys

If you or a loved one has experienced an injury from an auto accident and the medical expenses that come with it, contact Flahavan Law Offices. Flahavan Law Offices specializes in personal injury law and can give you advice on the compensation you deserve. Visit our homepage or contact us directly. Flahavan Law Offices is here to help with all your personal injury law needs.

Joggers Should be Aware of Possible Dangers on the Streets

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Thousand Oaks Injury Attorney Flahavan Law Offices

Jogging and running is a favorite pastime for many residents of California. Thanks to the nearly year-round beautiful weather in SoCal, joggers and runners can hit the pavement, parks, or trails to get the exercise they crave at almost any time. Whether training for a 5k or a longer race, or just going out to get some quick exercise, jogging and running can be dangerous. Runners may need the advice of an attorney if an injury occurs.

Hit by a Car

One of the most dangerous aspects of going for a jog is the traffic you may encounter. If you choose to jog along sidewalks or if you run on the side of the road, you may find yourself in the path of automobiles. Depending on the time of day and the clothes you are wearing, it may be difficult for a driver to see you. According to one report, over 120,000 runners are hit by cars each year. In 2016, famed musician David Crosby paid out $3 million after he hit a jogger in California’s Wine Country.

Hit and Run

Drivers who hit joggers do not always stop to help, and some continue driving. If a driver is not aware that someone is out running, he or she may not even realize that he or she has hit anyone. It sounds ridiculous, but drivers who are not paying attention may believe they have just hit an animal or piece of debris in the road. In some cases drivers may be intoxicated and unable to rationalize stopping to help.

In 2006, Dana Point was sued for negligence after a group of runners were knocked down in a hit and run accident. The attorneys for the group argued that the city failed to improve the safety features of the area. Those features could have prevented the hit and run accident from occurring.

Trip and Fall

Runners need to have their wits about them when out for a run. Depending on the type of running you are doing, it can be easy to be focused on the activity and not see something sticking up to trip you or an uneven piece of pavement. These falls can cause serious injuries, from cuts and scrapes to broken bones. Trips can be caused by tree roots, uneven pavement, bolts sticking up from bridges, debris, and even cyclists.

Gyms

It is not just running on the roads and sidewalks of California that can be dangerous. In 2016, a brain injury lawsuit was filed after Etelvina Jimenez fell off a treadmill when she fainted. The Sacramento resident hit her head, fracturing her skull. Jimenez sought $3.8 million in compensation for lost wages and future earning potential from 24 Hour Fitness, the gym chain where the accident occurred. Although operator error occurs often in these cases, Jimenez’s attorney claims the lack of a safety zone behind the treadmill is to blame for her injuries.

Flahavan Law Offices | Pedestrian v. Auto Attorney Thousand Oaks

If you or a loved one has experienced an accident while running and the medical expenses that come with it, contact Flahavan Law Offices. Flahavan Law Offices specializes in personal injury law and can give you advice on the compensation you deserve. Visit our homepage or contact us directly. Flahavan Law Offices is here to help with all your personal injury law needs.